About Mortgage Relief America

Loan Modification is a term that you hear a lot about today, especially in the Senate Hearings when our government is trying to figure out how to stop foreclosures. Modifying your loan makes the most sense, as it gives you a rate and term that you can afford based on your current income.

Unfortunately, it is not that simple.  Your loan was "bundled" with hundreds of other loans and sold to investors other than FNMA and Freddie Mac and getting their permission to lower an interest rate on a loan modification is not an easy task. When you call in to your lender to speak to someone about modifying your loan, chances are you never get to speak to the person who will be "negotiating" the new terms of your loan.  And if you did, the new terms would be to benefit them, not you.

Our team consists of prior Banking, Mortgage, Real Estate and Legal Professionals with over 100 years of combined experience.  We will be negotiating with the lenders to lower your payments to affordable payments.  If satisfactory terms between you and the lender cannot be agreed upon, our team looks at a possible short sale or deed-in-lieu of foreclosure.  Whatever helps you is the direction we take.

Your home is a huge investment.  Hire the professionals to do the job right.  There are plenty of companies offering loan modifications with money back guarantees.  Our offer is also a guarantee.  We charge $495 to gather the necessary paperwork and submit your modification request to the lender. This is a non-refundable fee.  Once we have an agreement with the lender that is acceptable to you, the balance of $1500 is due.  You won't find anyone doing it for less and with such success.  And we "guarantee" we won't charge you until the job is done!

When we initially prequalify you and feel that you won't be able to modify your loan, we will refer you to our team of attorneys to decide what your next step will be.  You will not be charged until you both come to a satisfactory agreement.